COPYRIGHT AND TRADEMARK NOTICES
All content, including without limitation all software, HTML code, VBScript code, JavaScript code, Visual Basic code, C and C++ code, ASP code, ActiveX controls, text, images, photographs, graphics, designs, logos, compilation, "look and feel" and overall design ("Materials") contained within, displayed on, and/or available from http://www.cymbala.com/ ("This Web Site") are Copyright © 1998-2001 Gregory A. Cymbala and/or his suppliers. All rights reserved.

All product, brand and company names, logos, text, code and graphics contained within, displayed on, and/or available from This Web Site may be the trademarks or registered trademarks or copyrighted works of their respective owners and/or companies.

All Materials contained within, displayed on, and/or retrievable by any means from This Web Site are protected by U.S. copyright and international treaties and may not modified, copied, distributed, transmitted, displayed, performed, reproduced, published, licensed, derivative works created from, transferred, or sold, unless otherwise noted, without the express permission of Gregory A. Cymbala, who reserves all rights. Re-use of any of This Web Site's Materials online or offline for any purpose is strictly prohibited unless otherwise noted. The Materials available from This Web Site are available for informational and noncommercial uses only, provided the Materials are not modified in any way, all copyright and other notices on any copy are retained, and permission is expressly granted by Gregory A. Cymbala or his designated agents.

DO NOT copy or adapt the HTML, JavaScript, VBScript or any other software code that Gregory A. Cymbala creates to generate This Web Site. It also is covered by Gregory A. Cymbala's copyright.

The "look" and "feel" of This Web Site also are trademarks of Gregory A. Cymbala. This includes without limitation This Web Site's color combinations, backgrounds, button shapes and graphics, menus, layout, and all other graphical elements.

PERSONAL AND NON-COMMERCIAL USE LIMITATION
This Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or Materials obtained or derived from This Web Site.

LINKS TO THIRD PARTY SITES
This Web Site may contain links to Web sites operated by parties other than Gregory A. Cymbala or his agents. Such links are provided for your convenience only. Gregory A. Cymbala does not control such Web sites, and is not responsible for their contents. Gregory A. Cymbala's inclusion of links to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of This Web Site, you warrant to Gregory A. Cymbala and his agents that you will not use This Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

SOFTWARE AVAILABLE ON THIS WEB SITE
Software (if any) that is made available to download from This Web Site ("Software") is the copyrighted work of Gregory A. Cymbala and/or his suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, Gregory A. Cymbala hereby grants to you, the user, a personal, non-transferable license to use the Software for viewing and otherwise using the Software in accordance with these terms and conditions, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Please note that all Software, including without limitation all HTML code, VBScript code, JavaScript code, Visual Basic code, C and C++ code, ASP code and ActiveX controls contained within This Web Site, is owned by Gregory A. Cymbala and/or his suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software or Materials is expressly prohibited by law, unless otherwise noted, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE MATERIALS AND/OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions.

LIABILITY DISCLAIMER
The Materials, information, software, products, and services included on This Web Site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Gregory A. Cymbala and/or his respective suppliers may make improvements and/or changes in This Web Site at any time. Advice received via This Web Site should not be relied upon for personal, medical, spiritual, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

GREGORY A. CYMBALA MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, TIMELINESS, AND ACCURACY OF THE MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. GREGORY A. CYMBALA HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THESE MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL GREGORY A. CYMBALA BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, THE MATERAILS OR THE SOFTWARE, WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, MATERAILS, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF GREGORY A. CYMBALA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.

SERVICE CONTACT
Contact gcymbala@iname.com with questions or problems with This Web Site.

MODIFICATION OF THESE TERMS AND CONDITIONS
Gregory A. Cymbala reserves the right to change the terms, conditions, and notices under which This Web Site is offered.

GENERAL
This agreement is governed by the laws of the State of Colorado, U.S.A. Use of This Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Gregory A. Cymbala as a result of this agreement or use of This Web Site. Gregory A. Cymbala's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Gregory A. Cymbala's right to comply with governmental, court and law enforcement requests or requirements relating to your use of This Web Site or information provided to or gathered by Gregory A. Cymbala with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. This agreement constitutes the entire agreement between the user and Gregory A. Cymbala with respect to This Web Site, Materials and any Software available therefrom, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Gregory A. Cymbala with respect to This Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Fictitious names of companies, products, people, characters and/or data mentioned herein are not intended to represent any real individual, company, product or event. Any rights not expressly granted herein are reserved.

Your use of This Web Site, any Software available therefrom and the Materials is governed by the terms and conditions of this notice. Continued use or "browsing" of This Web Site constitutes unconditional acceptance of there terms and conditions.