BODY {
   background-color: #DDEEFF;
   font-size: 10pt;
   font-family:  Verdana, Arial, Helvetica,sans-serif;
   color: navy;
   line-height: 125%;
   margin-right: 0%;
   margin-left: 0%;
   margin-top: 0%;
   margin-bottom: 0%;
}

H1 {
   color: navy;
   font-weight: bold; 
   font-size: 32pt;
   line-height: 200%;
   font-family:  Verdana, Arial, Helvetica,sans-serif;
   font-variant: normal;
   font-style: normal;
}

H2 {
   color: navy;
   font-size: 24pt;
   font-style: italic;
   line-height: 200%; 
   font-family: Verdana, Arial, Helvetica, sans-serif;
   font-variant: normal;
}

H3 {
   color: navy;
   font-weight: bold;
   font-size: 14pt;
   line-height: 200%;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   font-variant: normal;
   font-style: normal;
}

.bodytext {
   font-size: 10pt;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   line-height: 125%;
   margin-left: 25px;
   margin-right: 25px;
}


.footer {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   font-size: 8pt;
   margin-left: 5px;
   margin-right: 5px;
}

.bodytextnoindent {
   font-size: 10pt;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   line-height: 125%;
   margin-left: 0px;
   margin-right: 0px;
}

.bodytextindent1 {
   font-size: 10pt;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   line-height: 125%;
   margin-left: 25px;
   margin-right: 25px;
}

.title {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   font-variant: small-caps;
   color: navy;
   font-size: x-large;
   font-weight: bold;
   text-transform: capitalize;
   text-align: left;
   margin-left: 25px;
   margin-right: 25px;
   line-height: 2;
}

.subtitle {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   font-size: large;
   font-weight: bold;
   text-transform: capitalize;
   text-align: left;
   margin-left: 25px;
   margin-right: 25px;
   line-height: 1.5;
}

.intro {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   font-size: 12pt;
   color: navy;
   font-weight: bold;
   text-transform: capitalize;
   text-align: left;
   margin-left: 25px;
   margin-right: 25px;
}


.bodytextquote {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   font-size: 10pt;
   color: navy;
   line-height: 1;
   text-align: justify;
   margin-top: 1em;
   margin-right: 75px;
   margin-bottom: 1em;
   margin-left: 75px;
}

.listitem {
   font-size: 10pt;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   line-height: 50%;
   margin-left: 50px;
   line-height: 105%;
}

.bodytextcenter {
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   line-height: 1.5em;
   text-align: center;
   margin-left: 25px;
   margin-right: 25px;
}


UL {
   list-style: inside;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   font-size: 10pt;
   line-height: 110%;
   text-align: left;
   margin-bottom: 1em;
   margin-left: 25px;
   margin-right: 25px;
}

.tinytext {
   font-size: 6pt;
   font-family:  Verdana, Arial, Helvetica, sans-serif;
   color: navy;
   margin-top: 15px;
   margin-left: 0px;
   margin-right: 0px;
   margin-bottom: 0%;
   line-height: 110%;
}

.warning {
   font-size: 10pt;
   font-family: Verdana, Arial, Helvetica, sans-serif;
   color: red;
   font-style: italic;
   line-height: 125%;
   margin-left: 25px;
   margin-right: 25px;
}